Data from the VU University of Amsterdam Advance Knowledge in Climate Change (Risk communication nudges and flood insurance demand): Climate Change


21 OCT 2021 (NewsRx) – By a Journalist-Staff News Editor at Daily Climate Change News – New results of studies on climate change have been published. According to information from Amsterdam, netherlands, per NewsRx correspondents, the research said, “Losses from natural disasters have increased around the world and climate change is expected to continue this trend in the future.”

Financial backers for this research include Nederlandse Organisatie voor Wetenschappelijk Onderzoek.

News correspondents got a quote from the study from VU Amsterdam University: “Insurance can be used by individuals to protect against the risk of natural disaster. However, individuals often purchase insufficient amounts of catastrophe risk insurance, which may be due to neglecting the likelihood of those risks which are perceived to fall below a certain level of concern. Using an architecture of choice, such as alternative forms of risk communication, can encourage individuals to pay attention to natural disasters and increase insurance demand by increasing perceived risk and making it easier to understand low odds. . In an online experiment, we tested whether reframing a low probability of flooding in terms of cumulative probability over time, as well as whether visualizations of risk on scales and grids can be effective in increasing demand for water. flood insurance. Our main finding is that probability reframing, especially in combination with visual aids, generally increases (decreases) the demand for flood insurance among younger (older) homeowners and those who are more (less) concerned. by the consequences of climate change. While on average, we find no significant impact on the demand for flood insurance from any of the risk communication tools tested, either singly or in combination.

According to reporters, the research concluded: “Based on these findings, we draw several lessons for risk communication. “

For more information on this research, see: Risk Communication Nudges and Application for Flood Insurance. Climate risk management, 2021.34 (): 100366. (Climate risk management – The editor of Climate Risk Management is Elsevier.

A free version of this review article is available at

Our editors point out that further information can be obtained by contacting Sem Duijndam, Department of Environmental Economics, Institute of Environmental Studies, VU University of Amsterdam, De Boelelaan 1111, 1081 HV Amsterdam, netherlands. Additional authors of this research include Peter John Robinson, WJ Wouter Botzen, Aimee Molenaar.

(Our reports provide factual information on research and discoveries from around the world.)

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